HAVE YOU INSURED YOUR CAR BUT NOT YOUR LIFE?

 

Whether you are just starting out your career or in your peak earning years, chances are that unless you have sufficient wealth to retire now you will need some form of life insurance to protect your lifestyle and that of your dependants.

We provide our clients with tailored insurance advice to meet their needs.  Our process to provide advice is;

WHAT ARE THE RISKS? 

      Serious accidents or medical conditions resulting in       

      permanent injury or loss of life.

      Sickness or temporary disability.

Whether you are just starting out your career or in your peak earning years, chances are that unless you have sufficient wealth to retire now you will need some form of life insurance to protect your lifestyle and that of your dependants.

We provide our clients with tailored insurance advice to meet their needs.  Our process to provide advice is;

 

      Establish any existing insurance you have (including in your super fund)

      Complete an Insurance Needs Analysis based on what you want to occur in the event of your Death, Disability or major illness

      Conduct research using our sophisticated “Risk Researcher” software

      Present an Insurance Options Summary

      Fine tune your insurance preferences

      Prepare your Statement of Advice

      Complete applications with you and lodge

      Liaise with the insurer until your application is either accepted, offered with alternative terms or declined

 

We truly hope insurance will be the biggest waste of money our clients spend – if it isn’t, that means that they have had to claim on the cover.  This is really where the “rubber meets the road” and our time goes into overdrive to help our clients navigate an extremely difficult time by assisting throughout the claims process and explaining in plain English what is going on and why.

 

Generally our clients prefer to pay for our services via a commission from the insurance company once your policies have been successfully placed, however should you prefer we are able to provide our insurance services based on a fee for service basis and rebate any commissions received back to you.

 

Still not sure if we can help? We're happy to have a chat. Just give us a call or email. 

WHAT INSURANCE PRODUCTS PROVIDE PROTECTION?

      Term Life Insurance

      Total and Permanent Disability 

      Income Protection Insurance

      Business Expenses Insurance and Key Person Insurance.

      Trauma Insurance

      Private Health Insurance (not a life insurance product)

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